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A PROUND PARTNER OF PIMD

With over $600 million in loans and 4,000 real estate transactions nationwide, Aloha Capital is your trusted partner to access truly passive investments into real estate. Invest as little as $25,000 and enjoy annual returns of 8% to 16%, distributed monthly or reinvested.

KEY BENEFITS TO NOTE INVESTING

Reliable Returns

As a lender, you earn interest instead of paying it. We prefer playing the role of the bank. Aloha Capital has issued over 4,000 loans with a low default rate of 0.40%, offering consistent and positive returns.

Our Note investments yield fixed returns between 10% and 13%. Since 2015, our fund has matched the performance of the S&P 500 but without the drawdowns experienced by the S&P, which has declined by 25%, 20%, and 14% at various times.

Monthly Income

Invest with us and choose between monthly direct deposits to your bank account or compounding returns.

No need for property management, contractors, or multiple offers—just sit back and enjoy passive income.

Wealth Preservation

Mortgage loans offer built-in downside protection.

They’re secured by first-position liens on residential investment properties and issued to creditworthy, professional real estate investors who personally guarantee repayment

Enhanced Liquidity

Our residential real estate investments offer more liquidity than owning property or joining syndications. Individual notes have durations from 3 to 12 months, providing flexibility for reinvestment or capital reallocation.

Our Fund allows for no-lockup, quarterly withdrawals, making the assets more liquid compared to traditional real estate or syndicate investments

Instant Access

Quickly put your capital to work in real estate.

Achieve immediate diversification by investing in one of our funds or select individual notes through our Passive Note Platform. 

Diversified Portfolio

Achieve instant portfolio diversification by investing in real estate in two strategic ways: either buy individual notes from borrowers across the country or invest in a fund packed with hundreds of notes.

The former allows you to pick and choose, tailoring your exposure, while the latter offers a one-stop solution for broad diversification. Both options provide immediate breadth to your real estate holdings, minimizing risk and enhancing potential returns.

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PASSIVE NOTES

WHOLE NOTES

10% to 13% Yield

Investing in a whole note allows you to get early access to new notes on the Aloha Passive Note Platform.

*Notes range from $75,000 to $500,000+

PARTIAL NOTES

9.5% to 12.5% Yield

Choose to participate in one or more notes on the Aloha Passive Note Platform without having to purchase an entire note. This allows you to easily create a personalized, diversified portfolio.

*$25,000 Minimum

"PROTECTED" PARTIAL NOTES

8% Yield

 

Participate in a note that Aloha or another investor will hold a 10% 1st loss position on. This provides an additional layer of wealth preservation to the note investors. 

*$100,000 Minimum

B-PIECE & 2ND POSITION NOTES

14% to 20% Yield

In limited occasions, Aloha offers its investors 2nd position notes (junior to another lender) or B-piece notes that have 1st loss within the 1st position loan. These provide significantly higher investor yield and require extra due diligence to mitigate risk.

*25,000 Minimum

ALOHA LTD INCOME FUND

10% ANNUAL RETURN SINCE INCEPTION

A managed portfolio of first position, short-term notes on residential investment projects including fix & flip, fix & rent, transactional bridge and small multifamily value-add projects that meet our institutional credit guidelines.

Individual notes in the portfolio are sold on the institutional secondary market, thus selling away tail risk as loans age and creating liquidity to add newly originated loans.

This strategy provides accredited investors with consistent income and wealth preservation along with enhanced liquidity.

*Accredited Investors Only, $100K Min.

Testimonials

” I am an emergency department physician and have been invested with Aloha since they were established.  I have both personal and pension funds with Aloha which amount to a significant portion of my net worth.  What I particularly like is the fact that with my personal funds, I am able to get monthly income directly deposited into my personal bank account.  Since I have invested in Aloha from December 2015, there has never been a negative month.  This kind of stability has given me the opportunity to work less shifts that I have in the past.

Randy Bensen
Investor since 2015

” I’ve been an investor in Aloha LTD income fund since 2015 and greatly appreciate the job Aloha has done on my behalf. The Fund has cranked out positive returns month after month, with minimal volatility. The consistent income has been beneficial. Having known the principals of Aloha Capital for 20+ years, I find them to be trustworthy and forthright professionals who are readily available whenever I need them. I would recommend investing in the Aloha Fund. “

Jacki Stroehmann
Investor since 2015

I have been investing with Aloha for over 20 years now, including currently in Aloha LTD Income Fund.  I have known them to be 100% honest and extremely responsive to any questions or concerns that may arise.  The Fund has had positive returns for over 60 straight months and counting!  In these tumultuous times that is truly remarkable.  I would highly recommend this investment and would be glad to speak personally with anyone interested.

Jack Hamilton
Investor since 2015

I highly recommend Aloha, and Patrick! He worked with me through the entire process, and kept me up-to-date and informed throughout….my attorney’s office said that they were the most responsive and punctual lender that they’ve dealt with in a long time! 

Daniel Innarella

The team at Aloha Capital are a pleasure to work with! We have several projects with them and have recommended them to several colleagues who have had positive experiences as well. Not only are they fast and thorough, but, they are also great people to associate with! They are my first option when looking for capital partners on my projects. They have the experience and products to do almost ANY project you desire, basic reno, pop-tops, ground up, and don’t forget to ask about the new 30 year Buy and Hold Program they’ve got! Mahalo! 

Michale Rocco Montana

I flip several houses a month and use Aloha for all of my lending. I have had only good experiences with this lender! The staff is outstanding and goes over the top to make sure all of my lending needs are taken care of! They bend over backwards to work with my hectic schedule too!! Thank you! 

Tom Fischer