JULIE DALE
Business Development, Aloha Capital
I started 25 years ago working for my Dad’s mortgage business and then specialized in loans helping people avoid foreclosures. Upon venturing into real estate investing, I was able to fix-and-flip homes with affordable price tags, while educating, motivating, and guiding other investors in the real estate space.
My mission to inspire people in overcoming obstacles and achieving their goals comes from my background as a professional athlete. I was an Iowa state champion cross country runner in high school, a cyclist on Team Saturn (the world’s #1 Women’s Cycling Team in 2000!), and both a cyclist and triathlete on the US National Team. As an individual competitor, I had to push myself, but my successes were only possible because of the coaching support that I received. So in return, I became a life and business coach, where I’ve applied my skills to helping home owners, buyers, and investors. Enabling people to make beneficial decisions throughout the mortgage process sometimes feels like an adventure race – we get to the finish line as a team, celebrating a monumental accomplishment with relief and excitement.
I came to Boulder in the late-80s to attend CU and have never thought of leaving. My daughter Sacia returned here after college and getting married to start a family and now lives in Pennsylvania. My husband Scott Dale (full-time commercial realtor and part-time musician) and I enjoy spending time with our friends and embracing everything that the Colorado lifestyle has to offer.
Feel free to email me at julie@alohaprivatelending.com or call me at (303) 409-4121.
PRE-APPROVAL
*** Use this to access a letter you can use along with your purchase offer.
LOAN REQUEST
Investor Friendly Financing
FIX & FLIP
Our fix and flip loans allow you to purchase a property, rehab it, and then re-sell ore refinance it as quickly as possible. For professional investors (10+ Relevant Experience), we offer up to 100% of purchase, 100% of rehab up to 80% ARV with a 6 month term.
FIX & HOLD | BRRRR
Our fix & hold loans allow you to purchase a property and rehab it before refinancing into a permanent loan. Since we also provide permanent financing, we can assist our client’s goal to have minimal capital locked into the property after it is stabalized.
STABLE BRIDGE
If you’re looking to quickly purchase an investment property or unlock capital in a property you own with low LTV or no debt, this loan provides you with flexibility and speed! We offer 80% of purchase, or 75% for a cashout. Typically, a 13-24 month term with no pre-payment penalty.
MULTIFAMILY VALUE-ADD
This loan program is designed for fast and efficient financing of value-add multifamily projects where the units or building needs rehab or does not qualify for bank or agency financing due to occupancy issues from the prior management team. Up to 85% of purchase and 100% of rehab up to 75% of the stable value. No DSCR requirements, No Pre-Payment Penalty.
DEVELOPMENT
We provide financing for builders with entitled or shovel-ready lots or teardown projects in infill locations. We are actively funding build-to-rent and build-to-sell projects including single-family, multifamily, mixed used, condo, and townhome projects across the country. We provide 80-90% LTTC on single-family or townhome projects and 70-80% LTTC on multifamily or mixed-used projects.
PERMANENT | RENTAL
Do you need to purchase or refinance an investment rental property or portfolio? Our 30 year fixed, long-term financing allows for the aggregation of stabilized rental properties with less paperwork and frustration than working with a bank. Single Family, Condo, Townhomes, and 2-12 Units properties are allowed. Long Term or Short Term Rentals. No Debt-To-Income Requirement.