The US residential market is our focus because of the strong economic tailwinds in the sector. An aging supply of existing homes, a housing and rental shortage, in addition to rapid price appreciation produces a favorable risk-reward profile for Aloha’s borrowers and Fund investors. These economic fundamentals held up through the global pandemic of 2020.

Lending is a lower risk approach to real estate investing with the safeguard of foreclosing and owning property. The Fund has delivered high-yield, consistent returns by diversifying across markets, regions and borrowers. The portfolio is actively managed, with a constant eye on mitigating risks, so we can provide stable monthly income and liquidity to our investors.

Why Choose Aloha


Aloha’s principals have been successfully managing money since 1996. With years of experience designing and executing investment strategies, we understand how to navigate the inevitable ups and downs of the business cycle. We made money for our Fund investors in the bust of 2000-2001, during the financial crisis of 2007-2009 and throughout the pandemic of 2020.

Real estate lending offers an excellent risk-adjusted return. It’s uncorrelated to the stock market and has delivered steady, low volatility returns during both bull and bear markets. Our investors are high net-worth individuals, family offices and other investment managers. We seek to preserve and grow our investors’ wealth. 

Stable returns achieved through strict downside protection

First position loans mitigate risk.

investing in multiple markets reduces portfolio risk

Our diversified portfolio spans 50+ markets with solid economic fundamentals.

Institutional lending standards

Portfolio of short-term residential loans that meet strict institutional securitization requirements.


” I’ve been an investor in Aloha LTD income fund since 2015 and greatly appreciate the job Aloha has done on my behalf. The Fund has cranked out positive returns month after month, with minimal volatility. The consistent income has been beneficial. Having known the principals of Aloha Capital for 20+ years, I find them to be trustworthy and forthright professionals who are readily available whenever I need them. I would recommend investing in the Aloha Fund. “

Jacki Sroehmann
Investor since 2015

I have been investing with Steve and Chris for over 20 years now, including currently in Aloha LTD income Fund.  I have known them both to be 100% honest and extremely responsive to any questions or concerns that may arise.  The Fund has had positive returns for over 60 straight months and counting!  In these tumultuous times that is truly remarkable.  I would highly recommend this investment and would be glad to speak personally with anyone interested.

Jack Hamilton
Investor since 2015

” I am an emergency department physician and have been invested with Aloha since they were established.  I have both personal and pension funds with Aloha which amount to a significant portion of my net worth.  What I particularly like is the fact that with my personal funds, I am able to get monthly income directly deposited into my personal bank account.  Since I have invested in Aloha from December 2015, there has never been a negative month.  This kind of stability has given me the opportunity to work less shifts that I have in the past.

Randy Bensen
Investor since 2015