ALOHA LTD INCOME FUND
A managed portfolio of first position, short-term loans on residential investment properties in top performing markets in the United States.
This provides accredited investors with consistent income and wealth preservation.
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$100K Minimum Investment
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Monthly Interest Income Distributions or Compounding
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No Lockup, Quarterly Withdrawals
PERFORMANCE
We are excited to that the Fund has delivered 99 straight positive months of return that are uncorrelated to the stock market and economic environment. As of July 2023, the Fund has generated a 112.11% Total Return. The Fund outperformed the S&P 500 over a 7 year period (Jan. 2015 to June 2022) without the five major drawdowns that S&P 500 investors experienced.
The Fund’s portfolio of loans has shifted dramatically from the first three years of operation where the higher returns were generated from portfolio that had considerably higher risk than our current strategy. This included super high leverage loans to a small group of underlying borrowers. In 2018, we shifted the Aloha LTD Income Fund to its current strategy which continues to provide high yield current income, but with significant downside protections in place.
STRATEGY
The Aloha LTD Income Fund is used as a source of origination capital for Aloha Capital, an affiliated Nationwide Lender, that underwrites and originates $200M (annually and growing) of short-term bridge loans collateralized on investment properties with personal guarantees by the underlying borrower(s).
A majority of the loans linked to the Fund meet securitization market or institutional investor credit guidelines allowing for a significant portion of the portfolio to be sold to the secondary market within days or weeks of origination.
This strategy of selling away tail-end risk, along with Aloha Capital’s institutional underwriting capabilities, results in a portfolio that delivers a high-yield and lower risk return (compared to holding notes to term) from a diversified pool of notes early in their life cycle.
KEY ADVANTAGES
Reliable Returns
Our team of lending experts has produced a stellar 7+ year track record of success. We have consistently provided high-yield, low volatility returns.
Enhanced Liquidity
A residential real estate investment that is more liquid than owning property or individual notes. Monthly additions and quarterly withdrawals of capital.
Completely Passive
Investing in our note funds requires zero work by you. Investors simply receive completely passive, interest income payments every month, deposited directly to their bank account via ACH.
Diversified Portfolio
Gain instant access to a diversified pool of 1st position, short-term bridge loans on residential real estate in 40+ markets. In addition, by investing in the fund you get to instantly deploy your capital into a diversified asset.
Monthly Income
Investors receive monthly reports on their account and details on the portfolio of loans. You decide to receive monthly income via direct transfer into your bank account, or compound returns.
Third Party Oversight
The Fund employs two third party CPA firms, one for monthly accounting and one for annual audited financial statements. This redundant structure provides our investors with maximum safety.
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Testimonials
MANAGEMENT TEAM
Aloha’s founders have been successfully managing investment funds together since 1996. Steve, Chris and Kevin oversee the strategy and operations of both the lending and investment management businesses.
Steve sets underwriting guidelines and portfolio allocation – focused on maximizing returns and mitigating risk. He's managed investments in a variety of asset classes for 25+ years and created quantitative trading strategies in the futures, stock, and volatility markets. He’s also served as portfolio manager for a Fund of Funds, where he analyzed hundreds of alternative investment strategies. Steve has deep experience in real estate and a history of investing in commercial and single-family residential projects.
Chris oversees business development, investor relations and capital partnerships. With 25 years of experience in alternative investments, Chris has raised $250 million in assetsand has been instrumental in growing four companies. Through firms like Sapourn Financial Services, Dekker Capital Management and Diamond Peak Capital, he’s delivered solid absolute returns across varied market cycles.
Kevin oversees operations, compliance, underwriting, marketing and sales efforts. He has more than 15 years of experience in the alternative investment space, including managing operations at AlphaMetrix–a managed account platform with $3 billion in assets. He has grown several financial services and technology businesses through execution of technology, process, people and partnerships.
INVESTOR FRIENDLY TERMS
