Rates & Terms

Rental Property Loans

30 year fixed with rates as low as 3.75% 


We offer permanent financing for rent-ready properties based on the cash-flow of the property, rather than the income of the borrower. Eligible properties include Single Family, 2-4 Units, Condos, and Townhomes. The loan can be on an individual property or as a blanket loan on a portfolio of properties. There is no limit to the # of properties you can finance with Aloha Capital.

Fix & Flip, Construction and Ground Up Loans


We offer short-term, interest only loans on Single Family, 2-4 Units, Condos, and Townhomes. 

Multifamily Value-Add & Ground Up Loans 


We offer short-term, interest only loans on value-add and ground up projects.


"I highly recommend Aloha, and Patrick! He worked with me through the entire process, and kept me up-to-date and informed throughout....my attorney's office said that they were the most responsive and punctual lender that they've dealt with in a long time! "

Daniel Innarella

"The team at Aloha Capital are a pleasure to work with! We have several projects with them and have recommended them to several colleagues who have had positive experiences as well. Not only are they fast and thorough, but, they are also great people to associate with! They are my first option when looking for capital partners on my projects. They have the experience and products to do almost ANY project you desire, basic reno, pop-tops, ground up, and don't forget to ask about the new 30 year Buy and Hold Program they've got! Mahalo! "

Michale Rocco Montana

"I flip several houses a month and use Aloha for all of my lending. I have had only good experiences with this lender! The staff is outstanding and goes over the top to make sure all of my lending needs are taken care of! They bend over backwards to work with my hectic schedule too!! Thank you! "

Tom Fischer