Loan Options

Residential Programs

We offer short-term interest only loans on Single Family homes, 2-4 Units, Condos, and Townhomes. If your strategy is Fix & Flip, Fix & Hold (BRRRR), Short-Term & Long-Term Turnkey Rentals, or Wholesaling then we have a competitive, reliable financing solution for you.

Our 30 yr fixed loans are currently unavailable. We are working closely with our capital market and securitization partners to re-open our 30 year fixed permanent loan program ASAP!

Bridge | Rehab

Interest Only
9.99%
  • Max: 85% of Purchase & 100% of Rehab
  • LTARV: Up to 70%
  • Term: 9 to 24 months
  • Valuation: “As Is” + “Subject To” Appraisal
  • Fees: Starting at 2% Pts | $995 Doc Fee
  • Interest on Funded Balance
Apply Now

Rental

Interest Only
8.75%
  • Max: 75% of Purchase | 65% Refinance
  • Requires DSCR > 1.2
  • Term: 24 to 36 months
  • Valuation: “As Is”
  • Fees: Starting at 2% Pts | $995 Doc Fee
  • Interest on Full Balance
Apply Now

Ground Up

Interest Only
11.99%
  • Max: 100% of Rehab | 80% Project Cost
  • LTARV: Up to 70%
  • Term: 9 to 24 months
  • Valuation: “As Is” + “Subject To” Appraisal
  • Fees: Starting at 2% Pts | $995 Doc Fee
  • Interest on Full Balance
Apply Now

Multifamily Programs

We offer short-term interest only loans on Multifamily and Mixed-Use properties. If you are a value-add investor or looking for non-QM permanent financing for your multifamily properties, then we have a competitive, reliable financing solution for you.

Our 30 yr fixed loans are currently unavailable. We are working closely with our capital market and securitization partners to re-open our 30 year fixed permanent loan program ASAP!

Bridge | Rehab

Interest Only
9.99%
  • Max: 75% of Purchase & 100% of Rehab
  • LTARV: Up to 65%
  • Term: 9 to 24 months
  • Valuation: “As Is” + “Subject To” Appraisal
  • Fees: Starting at 2% Pts | $1500 Doc Fee
  • Interest on Funded Balance
Apply Now

Rental

Interest Only
8.75%
  • Max: 70% of Purchase | 60% Refinance
  • Requires DSCR > 1.2
  • Term: 24 to 36 months
  • Valuation: “As Is”
  • Fees: Starting at 2% Pts | $1500 Doc Fee
  • Interest on Full Balance
Apply Now

Ground Up

Interest Only
11.99%
  • Max: 100% of Rehab | 80% Project Cost
  • LTARV: Up to 65%
  • Term: 9 to 24 months
  • Valuation: “As Is” + “Subject To” Appraisal
  • Fees: Starting at 2% Pts | $1500 Doc Fee
  • Interest on Full Balance
Apply Now

Testimonials

"I highly recommend Aloha, and Patrick! He worked with me through the entire process, and kept me up-to-date and informed throughout....my attorney's office said that they were the most responsive and punctual lender that they've dealt with in a long time! "

Daniel Innarella

"The team at Aloha Capital are a pleasure to work with! We have several projects with them and have recommended them to several colleagues who have had positive experiences as well. Not only are they fast and thorough, but, they are also great people to associate with! They are my first option when looking for capital partners on my projects. They have the experience and products to do almost ANY project you desire, basic reno, pop-tops, ground up, and don't forget to ask about the new 30 year Buy and Hold Program they've got! Mahalo! "

Michale Rocco Montana

"I flip several houses a month and use Aloha for all of my lending. I have had only good experiences with this lender! The staff is outstanding and goes over the top to make sure all of my lending needs are taken care of! They bend over backwards to work with my hectic schedule too!! Thank you! "

Tom Fischer

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