DESIGNED WITH REAL ESTATE INVESTORS IN MIND!
Aloha Capital was created by real estate investors, for real estate investors.
We offer fast, flexible and reliable financing at competitive rates to help you leverage your experience and take advantage of real estate investment opportunities. No matter if you are focused on Fix & Flips, Buy & Holds, or Turnkey Investments, we understand your business and are here to help you succeed and grow!
We offer short-term acquisition, bridge, refinance, construction and ground-up loans across single & multi-family residential as well as mixed-use & commercial properties. We also provide long-term rental property financing on individual or portfolios of 1-4 unit residential properties.
#REIMADEEASY
COMPETITIVE
RATES
Starting at 7.99% (5.75% long term)!
We succeed by delivering the best financing solution to our clients.
MAXIMIZE
ROI
Do more deals!
Finance up to 90% of purchase and 100% construction.
RELIABLE &
EFFICIENT
Get funded on time, every time!
Invest with confidence that you will close the deal.
RESIDENTIAL SHORT TERM LOANS
FIX | FLIP
Short-Term Loan for the Purchase and Rehab of Single-Family Properties (1-4 Units), Condos or TownhousesSTARTING AT 7.99%
LTV: 90% of Purchase + 100% of Construction
LTARV: Up to 75%
Term: 9 to 24 months
Fees: 2% Pts | $995 Doc Fee
Valuation: AIV + ARV Appraisal
Other: Interest on Disbursed Principal Available
BUY | REFI
Short-Term Loan for the Purchase or Refinance of Single-Family Properties (1-4 Units), Condos or TownhousesSTARTING AT 8.49%
LTV: up to 80% of Purchase
Cash Out: Available
Term: 12 to 24 months
Fees: 2% Pts | $995 Doc Fee
Valuation: As-Is Appraisal or BPO
Other: No Pre-Payment Penalty. Move to Rental Loan at reduced Origination Fee.
RENTAL 30
Long-Term Rental Property Loan for Single Family (1-4 Units), Condos or TownhousesSTARTING AT 4.85%
LTV: Up to 75%
Term: 3/1, 5/1, 7/1, 15 or 30 Years
Amortization: Various amortization schedules
Fees: 1.5% Origination Fee | $1250 Doc Fee
Valuation: As-Is Appraisal
Pre-Payment Penalty: 0-36 Months
Requirements: 600 FICO + 100% Debt Coverage
MULTIFAMILY
Short-Term Loan for the Purchase, Rehab, Stabilization or Refinance of Multifamily Properties (5+ Units)STARTING AT 8.99%
LTV: Max 80% of Purchase + 100% of Construction
LTARV: Up to 70%
Term: 9 to 24 months
Fees: 2% Origination Fee | $995 Doc Fee
Valuation: Narrative Appraisal w/ Income & Sales Approach
Other: Interest on Disbursed Principal Available
PROFIT CALCULATOR
APPLY FOR A LOAN
WHERE WE LEND
We currently provide hard money loans in Colorado, Minnesota, Kansas, Missouri, Oklahoma, Illinois, Indiana, Ohio, Virginia, North Carolina, Georgia, Florida, Maryland, and Washington D.C.
If you are in a state we do not currently serve, please contact us to discuss. We are willing to expand into new states for borrowers looking for a financing partnership.
HOW IT WORKS